As a trusted neighbor in the Newell, Weirton, and Salem community, Hancock County Chrysler Dodge Jeep Ram goes the extra mile to help you find the car of your dreams. Regardless of your current financial situation, our finance center is committed to securing you the best loan or lease for your budget.

If you're someone who's currently facing limited financial options, you might have been presented with a Buy Here, Pay Here or "BHPH" program. While other places might supply this type of deal, we simply don't believe in limiting you to one financial path.

To see what we mean, continue reading and don't hesitate to contact us to get the ball rolling on your next vehicle loan or lease!

What Does Buy Here, Pay Here Mean?

An alternative to a traditional auto loan, a buy here, pay here is designed for drivers who either are rebuilding their credit or entering into the car buying world with little or no credit history.

To secure financing, a dealership will assume the role of a bank or lending agency and set up a direct payment plan. While the idea of cutting out any middle man might at first seem attractive, it often can result in less options and flexibility for the buyer.

Typically, BHPH programs come with higher interest rates along with stricter guidelines than a traditional auto loan. Furthermore, since the dealership completely sets the terms, penalties for things like late or missed payments also tend to be more severe.

Other factors you'll need to keep in mind is that since the dealership is lending you the money directly, they can set tighter payment plans and, in some cases, require you to pay in person.

Financing with Your Needs in Mind

No matter where you find yourself in the car buying process, the team of specialists at our finance center is here to help you each step of the way. Not only can they share their insight and industry experience, they can also put their close relationship with local and regional lending agencies to work for you. This means having more options to benefit your monthly budget.

If you'd like to get the ball rolling, take a few moments to complete a simple and secure financial application through our site. Have a specific vehicle already in mind? Use our special payment estimator to see how it can potentially fit your lifestyle.

You also can receive an initial estimate on any vehicle you're hoping to trade in and put toward the purchase of a new or used car, truck, or SUV.

Speak with Our Team Today!

If you have any more questions about buy here, pay here or would like to learn more about how Hancock County Chrysler Dodge Jeep Ram handles the financing process, contact us or stop by our convenient location near Newell, Weirton, and Salem.

Get in Touch

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Contact Us

Hancock County Chrysler Dodge Jeep Ram

845 Washington Street
Directions Newell, WV 26050-1190

  • Sales: 304-387-3100
  • Service: 304-844-9318
  • Parts: 304-459-2199


  • Monday 09:00AM - 08:00PM
  • Tuesday 09:00AM - 06:00PM
  • Wednesday 09:00AM - 06:00PM
  • Thursday 09:00AM - 08:00PM
  • Friday 09:00AM - 06:00PM
  • Saturday 09:00AM - 04:00PM
  • Sunday Closed